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银行招聘2009

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why79303633 发表于 2008-11-4 10:01:18 | 显示全部楼层 |阅读模式
Country Management Associate program- China
The Management Associate (MA) program is tailored to develop you as a high-potential individual for leadership roles in the areas of corporate banking, commercial banking, transaction services (cash, trade and securities), sales and trading, risk management, finance, operations, and technology within our Institutional Clients Group (ICG). Upon entering the program, you will not only acquire advanced financial and technical knowledge, but also the leadership and interpersonal skills that enable you to maximize your potential early and to define your own career.
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 楼主| why79303633 发表于 2008-11-4 10:20:42 | 显示全部楼层

银行英语

Blue Chips

Blue Chips

Companies with long records of profitable growth, dividend payment, and a reputation for quality management, products and services. Typically the most highly valued stocks in the market.

Bond

A security issued by a corporation or a government body. A buyer (the investor) is lending money to a seller (a corporation or a government body) in return for regular interest payments and the eventual repayment of the loan.

Broker

A person who buys, sells and gives advice on stocks, bonds, mutual funds and other securities.

Bull Market

A term used to describe the market when prices are rising.

Base Rate

Base Rate is quoted off a short-term fluctuating rate such as LIBOR or Prime Rate. LIBOR denotes the London InterBank Offered Rate. Prime is an administered rate announced by large banks. Hence a base rate may be quoted as LIBOR plus say 1%.

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C
Close

The final price of a security at the end of the trading day.

Commission

The fee paid to a broker for buying or selling securities on a customer's behalf.

Compounding

The effect that interest has on a sum of money when the interest rate is applied to both the initial sum invested as well as the interest that has already been received on that sum. For example, if $100 is invested for two years at a 5% interest rate, the investor will receive $5 the first year and $5.25 the second year. This is because during the second year the interest rate is applied to the initial investment ($100) as well as the interest received from the first year ($5). Because of compounding, each interest payment is greater than the one prior to it; therefore the rate at which an investment grows increases over time (assuming compounding of interest and a fixed interest rate).

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D
Day High

The highest price a security reaches in its trading market for that day.

Day Low

The lowest price a security reaches in its trading market for that day.

Debt

Money owed that must be repaid.

Diversification

Distributing assets among a variety of securities. By diversifying, you avoid having all your eggs in one basket, or having all your money in one type of investment that may not perform well at a particular time.

Dividend

A distribution of cash (or sometimes stock) made by a company to its shareholders. More established companies tend to pay dividends regularly, while newer companies usually reinvest extra cash to help their businesses grow.

Dow Jones Industrial Average (DJIA)

An average of 30 selected companies whose movements can be used to indicate how the overall market is doing. Usually "the stock market is up 30 points" means that the DJIA has risen 30 points from its previous day's average.

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E
Earnings Per Share (EPS)

The amount of company profits attributable to each share of stock.

Equity

The ownership of a portion of a corporation, or company. Shares of stock are considered equity in a company because they represent the shareholders' partial ownership of that company.

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F
Federal Reserve System (The Fed)

The Fed is a system of 12 U.S. banks. The duties of The Fed consist of controlling the amount of money circulating in the economy.

Fixed Income

A fixed amount of money returned from an investment. An example of a fixed income investment is a bond, because a bond regularly pays a fixed amount of money (interest) to its holder until maturity.

Foreign Exchange

The exchange of one country's currency for another. All foreign exchange is determined by a rate of exchange, or a ratio valuing one currency against another.

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I
IPO

Abbreviation for "initial public offering." An IPO is a company's first sale of stock to the public, also referred to as "going public."

Inflation

The gradual rise in prices of products and services. With a rise in inflation, a dollar invested or saved today is worth less than the same dollar yesterday. This is why it is especially troublesome for investors and people living on their fixed savings.

Interest

Interest is an amount charged as a "fee" for lending money. For example, if you lend $100 to someone at an interest rate of 6%, you would expect $6 to be paid in "interest" on a regular basis for as long as the loan is in effect.

Interest Rates

The amount of money charged as a fee for lending money or the price of borrowing money.

Investment

The placement of money in a security, with the hope of receiving back the amount plus additional value over time.

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L
Liquidity

The ease with which an asset can be sold and turned into cash. A house cannot be easily redeemed for cash. A blue chip stock is very liquid because there are many investors who want to buy or sell them.

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M
Market Value

The number of shares outstanding of a particular stock in the stock market multiplied by the price per share of that stock as of that day's closing price.

Maturity Date

The date when a bond is due to be repaid.

Municipal Bond

Bonds issued by state and local governments in order to fund the building of schools, bridges, highways and other public projects. Like other bonds, municipal bonds pay interest until their maturity or redemption date.

Mutual Fund

A company that pools money to invest in stocks, bonds or other securities on behalf of a group of investors. The fund is managed by a professional investment manager. Mutual funds offer investors greater diversification because their portfolios consist of many different securities.

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N
NASDAQ

Abbreviation for National Association of Securities Dealers Automated Quotation System (also called the OTC, or Over-the-Counter). Stocks on the NASDAQ are not traded on a securities exchange. They are traded via computer by brokers for their own accounts.

NYSE

Abbreviation for the New York Stock Exchange. The NYSE is the oldest and largest auction market for stocks in the United States. It is located on Wall Street in New York City.

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O
Over-the-Counter (OTC)

Stocks not traded on a securities exchange. OTC stocks are traded by brokers for their own accounts. Many OTC stocks are traded in a market called "NASDAQ," which is set up by the National Association of Securities Dealers (NASD).

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P
Portfolio

Holdings of securities by an individual or institution. A portfolio may include stocks, bonds and other holdings.

Price/Earnings Ratio (P/E Ratio)

A ratio used to gauge the relative value of a security in light of current market conditions. The ratio is the market price of a particular security divided by its earnings per share.

Publicly Held

Publicly held companies issue stock to the general public, therefore the public owns, or holds, a certain percentage of that company.

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R
Recession

When demand in the economy decreases, prices of goods and services also decrease, resulting in a slowdown of the economy. When this slowdown becomes a long-term decline, this is known as a depression.

Redemption

Any of the following: repayment of a bond at or before its maturity date; repayment of a preferred stock; sale of mutual shares to the fund.

Return

The amount of money that you receive as a percentage of an initial investment. For example, if you initially invested $100 in a one-year investment, and in a year your investment had grown to $110, the return would be $10, or 10%.

Risk

The chance you take on an investment without knowing its precise outcome. Usually the investment with the greatest potential return involves the greatest amount of risk.

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S
Savings

Money set aside so that it can be used later.

Secondary Market

The trading market that exists after a security has been sold to the public by an issuer. The NYSE and NASDAQ are examples of secondary markets. Individual investors deal primarily in the secondary market.

Securities and Exchange Commission (SEC)

The regulatory body that oversees the activity of U.S. securities markets and many of the participants in these markets. The SEC makes rules governing the markets and these participants, and also enforces the securities laws when they are broken.

Securities

Instruments of investment. Examples of the most widely known securities are stocks and bonds.

Shareholder

Someone who owns stock in a particular company is referred to as a shareholder of that company.

Shares Outstanding

The number of shares of a particular stock that are currently being traded in the stock market.

Stock Exchanges

The auction markets where stocks are bought and sold by broker/dealers for other people's accounts. A well-known stock exchange, the New York Stock Exchange (NYSE), provides a market for the buying and selling of stocks. NASDAQ, on the other hand, is not a stock exchange because it is not an auction market. NASDAQ stocks are dealt "Over-the-Counter" by brokers.

Stock Index

A collection of stocks whose value is a benchmark for the overall movement of a particular type of stock.

Stock Quote

The price of a stock at which a broker is willing to buy or sell a specific number of shares.

Stocks

Ownership shares in a corporation. Stockholders share a portion of the profit the company may make, as well as a portion of the loss a company may take. If the company grows, the stockholder may benefit from the rise in the company's stock price.

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U
U.S. Government Securities

Investment instruments of United States Government debt. U.S. Government securities are thought to be the safest investment because they are backed by the credit of the U.S. Government itself. This means that government securities are guaranteed by the U.S. Treasury.

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V
Volatility

The up-and-down movement of a security's price over time. The greater the volatility, the greater the chance of a profit or risk of a loss in a short period of time.

Volume

The amount of each security traded in a given period of time. For example, if the volume of XYZ stock was 10,000 yesterday, that means that 10,000 shares of XYZ stock were traded. Broader volumes, such as the volume of all the stocks traded on the New York Stock Exchange, can be used to indicate overall market activity.

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Y
Yield

Also known as return. The dividends or interest paid by a company expressed as a percentage of the current price. A stock with a current market value of $40 a share paying dividends at the rate of $3.20 is said to yield 8% ($3.20/$40).
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王明柱 发表于 2008-11-4 13:49:37 | 显示全部楼层
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thomasyang 发表于 2008-11-21 19:27:34 | 显示全部楼层
银行英语 从A-Z
不错 学习学习
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yxyyxy 发表于 2009-1-12 15:46:45 | 显示全部楼层
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flyingegg 发表于 2019-8-9 05:14:43 | 显示全部楼层
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